Posts Tagged ‘

retail banking

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Whoops! Ring-fencing retail banks could backfire

Posted by Tracy Alloway on Jun 06 15:10. Comment.

Regulatory snafu anyone?

The UK’s Independent Banking Commission (IBC) recommended in April that banks start ‘ring-fencing’ their retail operations so that large banks are able to fail without endangering depositors. More…

How to ring-fence a TBTF

Posted by Neil Hume on Apr 11 09:58. Comment.

How – and how much does it cost – to ring-fence the retail banking operations of systematically important, or Too-Big-to-Fail UK banks?

Well, here’s what it might look like.

From the interim report of the Independent Commission on Banking: More…

UBS analysts see a $1 trillion headwind for Europe’s banks

Posted by Tracy Alloway on Oct 01 14:34. Comment.

Risk-weighted assets are cropping up all over the place this week.

We’ve had Barclays Capital and Credit Suisse unveiling their own estimates for RWAs under the new Basel III rules. Meanwhile, JP Morgan published a note lamenting the the shift of banks’ securitisation exposures from a capital deduction to risk-weighting. More…

Switching banks: Learn to love the one you’re with

Posted by Gwen Robinson on Oct 27 09:01. Comment.

James Surowiecki raises some interesting points in a column in this week’s New Yorker magazine on why big US banks are getting even bigger and more powerful as a result of the financial crisis.

The simple answer is that the combination of a series of banking mergers and the disappearance of competitors such as Lehman Brothers left the surviving institutions in much better shape than before. More…