In “It’s a Wonderful Life”, James Stewart draws strength during a run on deposits at his family’s bank from the motto, “All you can take with you is that which you’ve given away”, notes Lex. Northern Rock may be feeling the bitter truth behind the saccharine as savers continued on Saturday to withdraw money from the UK mortgage lender. It’s clear that retail depositors will not lose any of their savings, but Northern Rock’s options are narrowing with each day. Still, concludes Lex, as long as it has acceptable collateral to offer the Bank of England and remains solvent, there must be financial buyers who will be eyeing Northern Rock’s residential mortgages with a lascivious eye.